Debt Resolution in Lake Wales Florida 33859

Florida Debt Resolution companies

CDHA provides Debt Resolution in Lake Wales Florida 33859 for Americans that are in over their head with credit card debt. It happens to the best of us and most of the time it is unavoidable due to an unforeseen circumstance coming up, but we are here to help. CDHA is not the only corporation out there located in Polk County, but that is to your best interest to you because we care about the outcome for our consumers. Unlike the enormous agencies that treat their consumers like a number and really don’t try to get the lowest possible debt settlements, instead they just like to have the account paid with the littlest amount of steps on their part. We have been working in Lake Wales Florida 33859 since 2009 and have been very successful in getting clients in your area of Polk County out of debt. Our company works with all creditors, like First Premier Bank, Citibank, Macy’s,Lending Club, and all other creditors. We built a rapport with the creditors, the collection offices, and even the law offices. So that we can speak to our contacts at these banks and get you the best encouraging offer possible. The creditors have constructed this loss into their business plan to expel a specific amount of debt for each quarter, why not make it yours?

Debt bills are alarming and aggravating at times but the work force here at CDHA does everything that it can to alleviate that stress. When you chat to the representative in the enrollment department they will figure out with you if this program is the best fit for you. Other times our timetable is not the greatest fit and we turn people away with our experience that they need to move forward and handle their debt in the best possible manor for their situation. A big benefit in our Debt Resolution program is that we charge no fees until each account is successfully negotiated and payment is received by the creditor. If you correspond to an company that Front-Fee costs you have to think to yourself quickly, what is their interest to get me the lowest possible Debt Resolution, to be honest there isn’t. Do your homework and choose the best Debt Resolution company located in Lake Wales, Florida 33859 today.

Everyone constantly ask us what we do when we are providing Debt Resolution for clients. This is simple, Consumer Debt Help negotiates the credit card balances to less than the complete beginning balance. We are overly successful at what we do and try to get the least debt settlements on each account. First you will work with your specialist to get the idea of what plan savings payment will be perfect for your situation. As you begin depositing 1 time a month payments into your savings account you will see your capital keep growing and growing. Our Debt Resolution department will address letters of representation onward with Cease and Desist letters to every of your creditors so they realize we are working with you and directing them to call to our company office rather of stressful you. Once there is sufficient currency in your dedicated savings account to begin negotiations our settlement division gets the ball moving on your accounts. When an agreeable debt settlement agreement has been agreed we will get that offer in writing so that there are not in any way any issues in the future if the payment was not credited precisely. We will make a payment from your dedicated savings account to send funds to your creditor and that funds will have tracking to secure the certainty of the time certain settlement payments. At that step we may have reduced your savings account or may be continually working on your remaining accounts, we reproduce this process over and over until each of our clients accounts are paid in full to a zero balance and you are finally out of debt.

How to get out of debt?

Do you qualify for our team to assist if you live in Lake Wales Polk County Florida 33859? Off course, of course we specialize in providing Debt Resolution in Polk County. We can help you with a custom Debt Resolution solution with a free consultation. Above all get in contact with us by filling out the form, completing the form, clicking the live chat, or calling the 800 number now.

debt settlement

Why customers choose us to provide Debt Resolution services in

Lake Wales Florida 33859

We may not be as gigantic in Lake Wales Florida as some of the other Debt Relief companies out there, but with this in mind CDHA lack in size we make up for in our personal attention to clientele. By all means our Debt Resolution Specialists take the time to understand your financial situation in your specific zip code 33859 and fight hard to save you money and as a result to reduce your debt.

Debt Resolution in Lake Wales Florida 33859Debt Resolution in Lake Wales Florida 33859Debt Resolution in Lake Wales Florida 33859Debt Resolution in Lake Wales Florida 33859Debt Resolution in Lake Wales Florida 33859

Debt Resolution Reviews

  • Better Business BureauA+ Accredited Business
  • Google Reviews – 4.9 out of 5 Star Reviews
  • Next Biz Reviews – 5 out of 5 Star Reviews
  • Insider Pages Reviews – 5 out of 5 Star Reviews
  • Show Me Local Reviews – 5 out of 5 Star Reviews
  • Manta Reviews – 4.9 out of 5 Star Reviews
  • Yellow Pages Reviews – 4.9 out of 5 Star Reviews
  • Trust Link Reviews – 5 out of 5 Star Reviews


Betty Becker

“Consumer Debt Help Association is completely honest and reliable. To point out they do all the work, negotiating with the creditors and settling debt eventually with the least cost to you. All things considered their fee is based on the amount of debt you have and is fair and lower than what I was paying the creditors. Representative was always attentive, efficient and understanding. To sum up call them today to help you with Debt Resolution services!“ Click Here for more 5 Star Review’s on Google

Betty Becker - Lake Wales Florida 33859

Essena B.

“Positively awesome services. After all everything went smoothly and done with the program earlier expected! ” Click Here for more 5 Star Review’s on Yellow Pages

Essena B. - Polk County Florida

Alex Brown

“To point out Consumer Debt Help provided Debt Resolution services and worked hard to help fix my credit card debt issue. Another key point the staff was always straightforward and clear about the process. Depending upon the debt company, CDHA was able to transact most debt to half of what I originally owed. This is a legit company. I’m glad I stuck it out and trusted CDHA. Important to realize that now I’m debt free!” Click Here for more 5 Star Review’s on BBB

Alex Brown - Florida

Rachel W.

“This company is extremely effective providing Debt Resolution services. Everyone I dealt with was awesome, professional, personable, respectful and will not stop fighting for a reasonable resolution. To clarify I would recommend them to anyone with Debt Resolution issues 10 out of 10 times. ” Click Here for more 5 Star Review’s on BBB

Rachel W. - Lake Wales Florida 33859

Lee W.

“Consumer Debt Help has been a unreal company to work with. All my questions where promptly addressed in detail. For this reason we would recommend National Debt Relief to anyone struggling to take back their finances and move forward debt free.” Thank you!!! Click Here for more 5 Star Review’s on Yellow Pages

Lee W. - Lake Wales Florida 33859

Arthur J.

“Consumer debt Help assisted me in digging myself out of a hole deep hole with credit cards. After all they explained the process in great detail, specifically how to handle my Florida State laws in 33859 zip code. My Rep, would contact me monthly to see if I had any questions or concerns. I would like to say “THANKS” to everyone involved. ” Click Here for more 5 Star Review’s on BBB

Arthur J. - Lake Wales Florida 33859

Leslie O.

“Consumer Debt Help was amazing and very efficient. First, they explained everything in detail. Second, did exactly what they stipulated. Third, they followed through. In this moment, I recommend them highly. “ Click Here for more 5 star review’s on Yellow Pages

Leslie O. - Lake Wales, FL

Spencer Sterling

“I had an absolutely first class experience with this company. Not to mention my dedicated Manager for the most part took me through the enrollment process process to the ending communication. Generally speaking I received confirmation the completion of my agreement, the co-operation, Debt Resolution service and support I received.” Thank you CDHA Click Here for more 5 Star Review’s on Google

Spencer Sterling - Polk County Florida


“The staff at Consumer Debt Help were persistent and sympathetic as they helped me manage my credit card debt. To summarize they settled with my creditors and walked me through the process step-by-step. All in all their Debt Resolution services included legal representation and credit repair advice after my debts were all resolved.” Click Here for more 5 Star Review’s on Google

J M - Florida

Debt Resolution F.A.Q’s

We have always been active backers for banning advance fees. When operated ethically and correctly, Debt Resolution is a immense alternative to Bankruptcy. We recognize the failed model of the upfront fee companies and certain attorney models. In our pledge to put consumers first we do not charge upfront fees to settle debt. All the while, still given our clients with exquisite customer service and immense debt settlements. It is now a law since October of 2010 but We have been doing it this approach since the day we opened our doors in 2009 providing Debt Resolution services in Lake Wales Florida 33859.

Please locate answers to a lot questions below. If you need help, we welcome to call with all additional questions so we can help you on your plan to get out of debt today!

  • Who is the best Debt Resolution company in Lake Wales Florida?

    CDHA is the best Debt Resolution Company to select hands down. We have an award winning customer service division that answers every phone call and helps clients with their questions without the difficulty of being on elongated holds or guided to recorded messages. Our corporation has IAPDA accredited debt negotiators that work hard to get the least settlement amounts for their clients in Lake Wales Florida 33859. Consumer Debt Help Association is Accredited with the A.F.C.C. which is the administrative body in the debt industry. Our agency office is also accredited with the B.B.B. with an outstanding reputation and A+ rating. You can see our hundreds of clients wonderful reviews by inspecting our company name online. There isn’t a business out there that values its customers the way that Consumer Debt Help Association does.

  • How does your Debt Resolution work with your company?

    Our Debt Resolution service is comprised of going over a client’s credit accounts and totals with a debtor to see if our Debt Resolution program is the greatest fit. In specific cases we have to reject people down because they are not eligible. Most times Bankruptcy, Credit Counseling, or perhaps just pursuing to use the debt snowball strategy to pay off the debt is more suitable option for specific people. Later when it is decided that Consumer Debt Help Association is the best answer, we lay out the optional legal access plan. In most cases legal plans are not required and it is basically the decision of the debtor to decide if they want legal safeguard or if they are content to go without. You will endorse all of the contracts and get enrolled into our back end Customer Relationship Management system for processing. The client account division will then reach out to you within 24 hours to schedule an acceptance phone call. In this call we clarify what to expect, make sure all the information on the contracts are correct and ask for any further documents that may be necessary. On the date of your choice your initial payment will be appropriated from your bank account and transferred to your FDIC insured account to retain for settlements. We will dispatch Cease and Desist notices to your creditors, out with the notices of representation, so they know you are enrolled with our company. Once all of the beginning steps are finished your responsibility is to keep us updated on any modifications that may happen to your accounts. Let us settle your debt by providing our second to none Debt Resolution service today.

  • What fee(s) can I calculate for your Debt Resolution service?

    We collect a fee from your dedicated savings account at the time of settlement. With this in mind, only after the creditor takes the first payment on the settlement of that account. We simply acquire a fee based on our performance. This is fully disclosed in your enrollment agreement. Our company does not take a performance fee unless We successfully settle each and every account separately. To clarify, the first payment made to the creditor on that account. Certain states do have different fee restrictions. Given these points contact one of our representatives to find out the exact fee amount for Debt Resolution in Lake Wales, Florida 33859 located in Polk County.

  • Are Debt Resolution services actually worth it?

    Our Debt Resolution services are practical for the right individual. This outline is not right for every person that lives Lake Wales Florida 33859, but it is the best option for a broad percentage of people struggling with debt. There are so many things to understand if Debt Resolution is the perfect choice. First consideration is that you need to ask yourself, “can I adequately pay this on my own”. If you where thinking yes then this outline is not totally the correct fit for you. The second contemplation is recognizing that you can produce the plan payment, if you cannot save each month the plan payment then this program is not right for you either, sorry to say Bankruptcy which sounds like the best choice. The Debt Resolution plan with CDHA can save you a lot of money depending on your balances if you are the right candidate living in Lake Wales, quickly make that phone call to go over your options.

  • Will the creditors present me debt settlements directly?

    Certainly, creditors will offer you settlement offers directly. The complication is when they call you they know that you do not understand all of the nationwide and county rules and will try and bully you into taking higher settlement offers, and it mostly works. Since we work with these creditors every day we understand what the Florida statutes are and are not dis informed or taken advantage of as debtors sometimes are. After all we have been settling debt with these creditors for over 12 plus years and we created relationships with them. We go to them with batches of consumer accounts at a time and typically we get the smallest offers on bulk settlements than we can on just one, therefore you save more money. When you have IAPDA Certified Debt Negotiators on your team you will always come out top dog.

  • How much cash will be needed to settle my debt?

    Every creditor is diverse, this is a tricky point. A few creditors will let us set up term settlement payments after 2 months of default and more creditors will not offer a settlement for over 16 months of delinquency. The same creditor will sometimes have different rules according to the % that they can go down to depending on how delinquent the account is and State of Florida regulations. We work on accounts according to creditor guidelines, you may see your biggest account settled early at a very low % or you may see some of your smallest accounts settled early, depending on your creditor list and creditor standard procedures in Lake Wales Florida 33859. But sit back we have your best interest at heart and will relentlessly try to get you the littlest Debt Resolution settlement amount imaginable.

  • What types of debts can be settled in Lake Wales Florida?

    We can try to straighten out any type of unsecured account. Unsecured characterizes any account that you have that is not secured with collateral or lien. Such accounts being credit cards, in arrears surgeon bills, lines of credit, personal loans, collection accounts, and insufficient balances on repossessed vehicles or even deficiency balances on foreclosures.

  • How will my credit be affected from Debt Resolution services?

    With any Debt Resolution strategy your credit will be negatively affected. Odds are that if you need the help from any Debt Resolution business your credit is already messed up negatively and if you are considering for support with your credit card debt you most likely have a debt dilemma and not a credit dilemma. The credit score impact will be brief, and most of our clients will have a higher score in a little while after they finish the Debt Resolution program than they had in the beginning. What a lot of families don’t be conscious of about credit is that thirty percent of your score is your debt balance ratio, so when we send funds your cards lowered to a zero balance your Debt Balance Ratio is highly scaled down, accordingly on its own will help your credit score boost. There are more steps that need to be taken in your targeted city of Lake Wales and we can help guide you in the right direction.

  • Will I still receive stressful phone calls from my creditors?

    No doubt. In conclusion by law your creditors have a right to reach out to you for an owed debt. To sum up a large amount cases, creditors and collectors only means is to collect is to call or write. This can become tiresome. Overall some Debt Resolution companies send letters such as Cease & Desist letters, to try and end the calls while some companies just tell you to ignore the calls. These letters will be sent on your behalf from us to try and ease the tension of aggressive collectors. The letters will direct the creditors to continue to send all transmission through mail and to get in touch with our agency directly by phone in it’s place of calling you. Given these points not every creditor will recognize the Cease & Desist letters but there are laws in place that safeguard you under the FDCPA. After all as a client of ours, we will help you through your rights.

  • Who is holding my currency while we are providing Debt Resolution?

    Your money will be retained in a specific savings account that is opened in your name and is FDIC insured. You will be the owner of these funds pending they are activated for Debt Resolution settlements. Consumer Debt Help Association recommends the services provided by Global Client Solutions for this dedicated savings account.

  • Do we provide Debt Resolution in Lake Wales Florida 33859?

    You can check us on your states permitted Debt Settlement Companies list to find that we are distinguished and approved to provide this service in your state. We consistently add new states to our list of Debt Resolution services, but for now we are focusing on the states above. If you live in a state other than the listed states we may be rolling out a new office to your location soon, so drop us a line to see if your state may be available quickly.

Debt Resolution in Lake Wales Florida 33859:

No Results providing Debt Resolution, No fees! Most Americans have racked up a tremendous deal of credit card debt. For numerous reasons, this debt becomes a burden and in many times turns into financial catastrophe. If you can relate to this, let us help you.

First step is qualifying for and enrolling in our program. After enrollment, we will set you up with a dedicated savings account. This account is non interest bearing and is FDIC insured to the maximum amount. Our program is simple. After a settlement is entered you will have one convenient payment drawn monthly from your savings account. Funds will be transmitted from your personal bank account to your secured savings account monthly. The monthly funds will continue to mature while our in-house settlement agency negotiates with your creditors. After we have landed you the least possible settlement, funds will be distributed securely transmitted to your creditor. This will be done with a tracking number to protect the payment is accepted in a prompt manner. Be mindful that we are a performance-based company.

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