Consolidate Debt in Alameda California 94501

Consolidate Debt F.A.Q’s

Since day one Consumer Debt Help Association has helped everyone of our clients become debt free under a successful “pay on performance” agency arrangement. This means, we don’t ask for a penny of our fee until your creditors have been finally ended. Many Consolidate Debt agencies in our industry charge thousands in upfront fees and are essentially paid before your creditors even agree on a deduction. To us that is an unprofessional agency practice which is why we have been performance based since our doors opened many years ago.

Please find answers to several questions below. If you need help, we suggest to call with all additional questions so we can lend a hand on your plan to get out of debt today!

• Who is the best Consolidate Debt company in Alameda California?

  Reach out to us instantly to begin saving money and let us help you review all your options to getting out of debt.

• How does your Consolidate Debt work with your company?

  Our Consolidate Debt service is comprised of reviewing a client’s credit accounts and totals with a debtor to see if our Consolidate Debt program is the winning fit. In some cases we have to reject people down because they just don’t qualify. Many times Bankruptcy, Credit Counseling, or even just pursuing to use the debt snowball approach to pay off the debt is a better option for a few people. Later when it is determined that Consumer Debt Help Association is the right option, we explain the elective legal access plan. In some cases legal plans are not necessary and it is finally the decision of the debtor to set if they want legal preservation or if they are inclined to go without. You will authorize all of the contracts and get recorded into our back end CRM system for processing. The customer assistance branch will then reach out to you within 24 hours to schedule an acceptance phonecall. In this call we go over what to expect, check all the information on the agreements are precise and ask for any recent details that may be vital. On the day of your choice your initial payment will be drafted from your bank account and sent to your FDIC insured account to retain for settlements. We will dispatch Cease and Desist notices to your creditors, out with the notices of representation, so the creditors know you are working with our company. Once all of the initial work is done your responsibility is to keep us posted on any modifications that may take effect to your accounts. Let us settle your debt by providing our second to none Consolidate Debt service today.

• What fee(s) can I expect for your Consolidate Debt service?

  Fees vary depending when preparing Consolidate Debt services in California, but commonly Consumer Debt Help charges a low flat fee of the enrolled balances for each account in the program. This fee is not in any way taken before an account is settled and the creditor has been compensated, so you can sleep at night knowing that your accounts will be rapidly handled with care. Nonetheless we have one of the largest approval ratings in the industry our invoice for services are still one of the lowest around. Pick up the phone today to see how our system can benefit you.

• Are Consolidate Debt services in fact worth it?

  In brief we can lend a hand on the journey to becoming debt-free by providing you the professional guidance and negotiating power that you need to obtain your creditors to affirm to fix your debts for lower. In the long run dealing with your debts will allow you to use your income to plan for your future, instead of paying interest on completed purchases. Consumer Debt Help empowers our clients to take care of debt in less time than if they continue to make the minimal payments. Ultimately, more importantly, all in all it grants them peace of mind while doing so providing our Consolidate Debt help.

• Will the creditors offer me debt settlements directly?

  Yes, creditors will produce you settlement offers directly. The issue is when they contact you they realize that you do not understand all of the governmental and general rules and will try and scare you into taking higher settlement offers, and it routinely works. Since we work with these creditors every week we understand what the California regulations are and are not confused or taken advantage of as debtors repeatedly are. Seeing that we have been settling debt with these creditors for over 12 plus years and we created relationships with them. We go to them with stacks of customer accounts at a time and often we get lower offers on bulk settlements than we can on just one, for this reason you save more money. When you have IAPDA Certified Debt Negotiators on your side you will constantly come out top dog.

• How much funds will be needed to settle my debt?

  This is different in each case since every creditor has particular protocol and different dockets on when settlements are reachable. In some case history Consumer Debt Help Association starts negotiating on accounts when a customer has at least 10% of the credit card balance, this percent is not a common settlement but in a bit some cases creditors will take this sum as approval of debt. Call today for Consolidate Debt in Alameda California 94501.

• What types of debts can be settled in Alameda California?

  We can attempt give it a shot to clear up any kind of unsecured account. Unsecured specifies any account that you have that is not secured with collateral or lien. Such accounts being credit cards, in arrears physician bills, lines of credit, personal loans, collection accounts, and deficiency balances on repossessed autos or even deficiency balances on foreclosures.

• How will my credit be affected from Consolidate Debt services?

  Anything other than paying at least the minimum payments on your credit accounts will have a awful impact on your credit. Given that the accounts that we resolve must be delinquent, consumer’s credit scores will be affected by participating in our Consolidate Debt program. Most consumers looking into debt relief are looking to satisfy a debt concern and the troublesome affect on their credit score. Throughout this procedure is certain. This Consolidate Debt program is for people who are under pressure to keep up or who have already fallen behind. If someone has the capacity to keep their accounts present then this program may not be the best option for them.

• Will I still receive harassing phone calls from my creditors?

  If you are already getting collection calls you will still receive them for a little time after enrollment. After you registered with us we will assign Cease and Desist letters to all of your creditors and this will notify them to call and shoot all correspondence to our corporations address in preference of tormenting you. This takes about 1 to 2 months on average after we get the needed paperwork back from you and fire out the demand letters to your creditors for them to alter the information sent to our corporate headquarters. Now if you are present and consider that our program is the best fit for you, by the time the collection corporation calls would have begun with the creditors will have already accepted and updated your records with the Cease and Desist letters and they will call us from the start.

• Who is holding my currency while we are providing Consolidate Debt?

  Your funds will be retained in a definite savings account that is opened in your name and is FDIC insured. You will possess these funds awaiting they are applied for Consolidate Debt settlements. Consumer Debt Help Association recommends the services provided by Global Client Solutions for this dedicated savings account.

• Do we provide Consolidate Debt in Alameda California 94501?

  You can review us on your states approved Debt Settlement Companies list to find that we are trustworthy and allowed to offer this service in your state. We actively add new states to our lineup of Consolidate Debt services, but for now we are focusing on the states listed above. If you call home in a state other than the listed states we may be opening up in your area quickly, so give us a call to see if your state may be possible shortly.

Consolidate Debt in Alameda California 94501:

• Consolidate Debt in Alameda California 94502