Consolidate Debt in Alameda California 94501

Debt Negotiation in Alameda California 94501

We have been helping thousands of customers with Consolidate Debt in Alameda California 94501 since 2005. What we do is negotiate credit card balances lower than where you started. We preserve in constant keeping in contact with your creditors from the very start until the account has been successfully been negotiated and the creditor has been paid. This is a science to what we do, and it takes our consistency and perseverance to capture the lowest possible debt settlements. The credit card agencies will work out with you directly but you dont know the different guidelines that we understand and generally you will not reach a settlement saving you as much payments as we can save our customers. We have been successful in settling and work out with all of the giant and even the smaller credit card companies, including Citibank, Citizens Bank, Comenity Bank, Credit First Bank, Credit One, Credit Union Accounts, Navy Federal Credit Union, Nordstroms, One Main Financial, Paypal, Personal Loans, PNC Bank, Target, TD Bank, and many other creditors. Since every creditor is particular and their by laws change we have a place for you to look our prior settlement letters and reviews. With our high A+ B.B.B. score, professional gurus, and client service satisfaction guarantee makes Consolidate Debt in Alameda California 94501 the perfect option with us.

So do not be faked-out or misled, we know that every persons situation is different and there is no one size fits to every financial case. This is why our competent and authorized staff is use to all elements of debt, if it is Consolidate Debt, Bankruptcy, Credit Counseling, or even being current on your bills, we will help you have knowledge of what is strong for you. We have been operating in Alameda County, California for over a decade and are familiar with the regulations specifically in Alameda and your zip code 94501. CDHA is the perfect alternative for some consumers, but you have to speak to consider all your benefits. You may hear from friends or family members that there is no real solution to getting out of debt, but they are either uneducated or have had a unacceptable experience with a bad agency. With CDHA you can feel protected that our Consolidate Debt company puts you first. Please note that we work for free until we negotiate your first account. You may be confused how could that be, alright because we’ve got to show you that we can do what we tell. You need your funds to pay your creditor first, you never need to pay any corporation up front money before they settle your debt. We stayed with that certain model throughout the complete program, we not in any way invoice for services on an account before that account has successfully been settled and payment has been made to them. We are the equitable choice and believe our marvelous Consolidate Debt service that we offer in Alameda, California 94501. Our company has a lengthy past of strongly helping clientele with their financial liability over and over again.

People consistently ask us what we do when we are providing Consolidate Debt for customers. This is simple, Consumer Debt Help negotiates the credit card balances to insignificant than the entire beginning balance. We are overly successful at what we do and try to obtain the lowest debt settlements on every account. First you will work with your counselor to figure out what system savings payment will be perfect for your situation. Before you start depositing 1 time a month payments into your savings account you will see your savings keep developing and growing. Our Consolidate Debt department will send notices of representation along with Cease and Desist letters to all of your creditors so they know we are working with you and directing them to call to our corporation office rather of annoying you. Once there is sufficient cash in your individual savings account to begin negotiations our settlement staff starts the process on your accounts. Only when an agreeable debt settlement agreement has been entered we will get that offer mailed so that there are not in any way any complications in the future if the payment was not credited properly. We will pay off from your individual savings account to pay off to our customers creditor and that pay off will have tracking to protect the accuracy of the time certain settlement payments. At that step we may have lowered your savings account or may be regularly working on your outstanding accounts, we replicate this development over and over until any of your accounts are settled to a zero balance and you are completely out of debt.

How to get out of debt?

One question that we get asked is “Do we qualify for support if we live in Alameda California 94501?” The rebuttal is sure thing, Yes, as we have been assisting customers just like you in Alameda County for decades. Since we has been supporting consumers for over a decade we have accumulated the techniques needed to be able to work directly with customers to figure out what decision is applicable for them. We are one of the most distinguished companies in the industry and our reviews speaks for itself. We never try and persuade anyone to sign up for our Consolidate Debt arrangement if it is not the right solution for them. If Consolidate Debt is not the only fit we will direct you and give you knowledge needed to move down a road to get out of debt for good. You should read our agencies collections of A+ debt settlement company reviews from happy customers found on the testimonials tab above. Touch base with us by filling out the form now to eventually become debt free!

debt settlement

Why customers choose us to provide Consolidate Debt services in

Alameda California 94501

CDHA may not be as sizable in Alameda California as some of the other Debt Consolidation companies out there, but with this in mind Consumer Debt Help Association Company lack in size we make up for in our personal consideration to customers. By all means our Consolidate Debt Gurus take the time to know your financial situation in your specific zip code 94501 and fight hard to save you money and as a result to decrease your debt.

Consolidate Debt in Alameda California 94501Consolidate Debt in Alameda California 94501Consolidate Debt in Alameda California 94501Consolidate Debt in Alameda California 94501Consolidate Debt in Alameda California 94501

Consolidate Debt Reviews

  • Better Business BureauA+ Accredited Business
  • Google Reviews – 4.9 out of 5 Star Reviews
  • Next Biz Reviews – 5 out of 5 Star Reviews
  • Insider Pages Reviews – 5 out of 5 Star Reviews
  • Show Me Local Reviews – 5 out of 5 Star Reviews
  • Manta Reviews – 4.9 out of 5 Star Reviews
  • Yellow Pages Reviews – 4.9 out of 5 Star Reviews
  • Trust Link Reviews – 5 out of 5 Star Reviews


Betty Becker

“Consumer Debt Help Association is completely straightforward and reliable. To point out they do all the work, negotiating with the creditors and settling debt eventually with the least cost to you. All things considered their fee is based on the amount of debt you have and is fair and less expensive than what I was paying the creditors. Account Manager was always polite, efficient and well-informed. To sum up call them today to help you with Consolidate Debt services!“ Click Here for more 5 Star Review’s on Google

Betty Becker - Alameda California 94501

Essena B.

“Definitely incredible services. After all everything went smoothly and finished with the program before expected! ” Click Here for more 5 Star Review’s on Yellow Pages

Essena B. - Alameda County California

Alex Brown

“To point out Consumer Debt Help provided Consolidate Debt services and worked hard to help fix my credit card debt headache. Another key point the staff was always straightforward and clear about the process. Depending upon the debt company, CDHA was able to transact most debt to half of what I originally owed. This is a legit company. I’m glad I stuck it out and trusted CDHA. Important to realize that now I’m debt free!” Click Here for more 5 Star Review’s on BBB

Alex Brown - California

Rachel W.

“This company is extremely effective providing Consolidate Debt services. Everyone I dealt with was awesome, professional, personable, respectful and fought for a reasonable resolution. To clarify I would recommend them to anyone with Consolidate Debt issues 10 out of 10 times. ” Click Here for more 5 Star Review’s on BBB

Rachel W. - Alameda California 94501

Lee W.

“Consumer Debt Help has been a unreal company to work with. All my questions where promptly addressed in detail. For this reason we would recommend National Debt Relief to anyone struggling to take back their finances and move forward debt free.” Thank you!!! Click Here for more 5 Star Review’s on Yellow Pages

Lee W. - Alameda California 94501

Arthur J.

“Consumer debt Help assisted me in digging myself out of a hole deep hole with credit cards. After all they explained the process in great detail, specifically how to handle my California State laws in 94501 zip code. My Rep, would contact me monthly to see if I had any questions or concerns. I would like to say “THANKS” to everyone involved. ” Click Here for more 5 Star Review’s on BBB

Arthur J. - Alameda California 94501

Leslie O.

“Consumer Debt Help was stunning and very efficient. First, they explained everything in detail. Second, did exactly what they stipulated. Third, they followed through. In this moment, I recommend them highly. “ Click Here for more 5 star review’s on Yellow Pages

Leslie O. - Alameda, {location(region_code)}

Spencer Sterling

“I had an absolutely first class experience with this company. Not to mention my rep for the most part took me through the enrollment process process to the concluding communication. Generally speaking I received confirmation the completion of my agreement, the co-operation, Consolidate Debt service and support I received.” Thank you CDHA Click Here for more 5 Star Review’s on Google

Spencer Sterling - Alameda County California


“The staff at Consumer Debt Help were consistent and polite as they helped me manage my credit card debt. To summarize they settled with my creditors and walked me through the process step-by-step. All in all their Consolidate Debt services included legal representation and credit repair advice after my debts were all finished.” Click Here for more 5 Star Review’s on Google

J M - California

Consolidate Debt F.A.Q’s

Since day one Consumer Debt Help Association has helped everyone of our clients become debt free under a successful “pay on performance” agency arrangement. This means, we don’t ask for a penny of our fee until your creditors have been finally ended. Many Consolidate Debt agencies in our industry charge thousands in upfront fees and are essentially paid before your creditors even agree on a deduction. To us that is an unprofessional agency practice which is why we have been performance based since our doors opened many years ago.

Please find answers to several questions below. If you need help, we suggest to call with all additional questions so we can lend a hand on your plan to get out of debt today!

  • Who is the best Consolidate Debt company in Alameda California?

    Reach out to us instantly to begin saving money and let us help you review all your options to getting out of debt.

  • How does your Consolidate Debt work with your company?

    Our Consolidate Debt service is comprised of reviewing a client’s credit accounts and totals with a debtor to see if our Consolidate Debt program is the winning fit. In some cases we have to reject people down because they just don’t qualify. Many times Bankruptcy, Credit Counseling, or even just pursuing to use the debt snowball approach to pay off the debt is a better option for a few people. Later when it is determined that Consumer Debt Help Association is the right option, we explain the elective legal access plan. In some cases legal plans are not necessary and it is finally the decision of the debtor to set if they want legal preservation or if they are inclined to go without. You will authorize all of the contracts and get recorded into our back end CRM system for processing. The customer assistance branch will then reach out to you within 24 hours to schedule an acceptance phonecall. In this call we go over what to expect, check all the information on the agreements are precise and ask for any recent details that may be vital. On the day of your choice your initial payment will be drafted from your bank account and sent to your FDIC insured account to retain for settlements. We will dispatch Cease and Desist notices to your creditors, out with the notices of representation, so the creditors know you are working with our company. Once all of the initial work is done your responsibility is to keep us posted on any modifications that may take effect to your accounts. Let us settle your debt by providing our second to none Consolidate Debt service today.

  • What fee(s) can I expect for your Consolidate Debt service?

    Fees vary depending when preparing Consolidate Debt services in California, but commonly Consumer Debt Help charges a low flat fee of the enrolled balances for each account in the program. This fee is not in any way taken before an account is settled and the creditor has been compensated, so you can sleep at night knowing that your accounts will be rapidly handled with care. Nonetheless we have one of the largest approval ratings in the industry our invoice for services are still one of the lowest around. Pick up the phone today to see how our system can benefit you.

  • Are Consolidate Debt services in fact worth it?

    In brief we can lend a hand on the journey to becoming debt-free by providing you the professional guidance and negotiating power that you need to obtain your creditors to affirm to fix your debts for lower. In the long run dealing with your debts will allow you to use your income to plan for your future, instead of paying interest on completed purchases. Consumer Debt Help empowers our clients to take care of debt in less time than if they continue to make the minimal payments. Ultimately, more importantly, all in all it grants them peace of mind while doing so providing our Consolidate Debt help.

  • Will the creditors offer me debt settlements directly?

    Yes, creditors will produce you settlement offers directly. The issue is when they contact you they realize that you do not understand all of the governmental and general rules and will try and scare you into taking higher settlement offers, and it routinely works. Since we work with these creditors every week we understand what the California regulations are and are not confused or taken advantage of as debtors repeatedly are. Seeing that we have been settling debt with these creditors for over 12 plus years and we created relationships with them. We go to them with stacks of customer accounts at a time and often we get lower offers on bulk settlements than we can on just one, for this reason you save more money. When you have IAPDA Certified Debt Negotiators on your side you will constantly come out top dog.

  • How much funds will be needed to settle my debt?

    This is different in each case since every creditor has particular protocol and different dockets on when settlements are reachable. In some case history Consumer Debt Help Association starts negotiating on accounts when a customer has at least 10% of the credit card balance, this percent is not a common settlement but in a bit some cases creditors will take this sum as approval of debt. Call today for Consolidate Debt in Alameda California 94501.

  • What types of debts can be settled in Alameda California?

    We can attempt give it a shot to clear up any kind of unsecured account. Unsecured specifies any account that you have that is not secured with collateral or lien. Such accounts being credit cards, in arrears physician bills, lines of credit, personal loans, collection accounts, and deficiency balances on repossessed autos or even deficiency balances on foreclosures.

  • How will my credit be affected from Consolidate Debt services?

    Anything other than paying at least the minimum payments on your credit accounts will have a awful impact on your credit. Given that the accounts that we resolve must be delinquent, consumer’s credit scores will be affected by participating in our Consolidate Debt program. Most consumers looking into debt relief are looking to satisfy a debt concern and the troublesome affect on their credit score. Throughout this procedure is certain. This Consolidate Debt program is for people who are under pressure to keep up or who have already fallen behind. If someone has the capacity to keep their accounts present then this program may not be the best option for them.

  • Will I still receive harassing phone calls from my creditors?

    If you are already getting collection calls you will still receive them for a little time after enrollment. After you registered with us we will assign Cease and Desist letters to all of your creditors and this will notify them to call and shoot all correspondence to our corporations address in preference of tormenting you. This takes about 1 to 2 months on average after we get the needed paperwork back from you and fire out the demand letters to your creditors for them to alter the information sent to our corporate headquarters. Now if you are present and consider that our program is the best fit for you, by the time the collection corporation calls would have begun with the creditors will have already accepted and updated your records with the Cease and Desist letters and they will call us from the start.

  • Who is holding my currency while we are providing Consolidate Debt?

    Your funds will be retained in a definite savings account that is opened in your name and is FDIC insured. You will possess these funds awaiting they are applied for Consolidate Debt settlements. Consumer Debt Help Association recommends the services provided by Global Client Solutions for this dedicated savings account.

  • Do we provide Consolidate Debt in Alameda California 94501?

    You can review us on your states approved Debt Settlement Companies list to find that we are trustworthy and allowed to offer this service in your state. We actively add new states to our lineup of Consolidate Debt services, but for now we are focusing on the states listed above. If you call home in a state other than the listed states we may be opening up in your area quickly, so give us a call to see if your state may be possible shortly.

Consolidate Debt in Alameda California 94501:

Alameda County (/ˌæləˈmiːdə/ (listen) AL-ə-MEE-də) is located in the U.S. state of California in the United States. As of the 2020 census, the population was 1,682,353, making it the 7th-most populous county in the state and 21st most populous nationally. The county seat is Oakland. Alameda County is in the San Francisco Bay Area, occupying much of the East Bay region.

No Results providing Consolidate Debt, No fees! Most of the population have accrued a considerable deal of credit card debt. For diverse reasons, this debt becomes a burden and in many times turns into financial danger. If you can relate to this, let us help you.

First step is qualifying for and enrolling in our program. After enrollment, we will set you up with a dedicated savings account. This account is non interest bearing and is FDIC insured to the maximum amount. Our program is transparent. After a settlement is reached you will have one convenient payment drawn monthly from your savings account. Funds will be sent from your personal bank account to your secured savings account monthly. The monthly funds will continue to mature while our in-house settlement agency negotiates with your creditors. After we have landed you the least possible settlement, funds will be appropriated securely transferred to your creditor. This will be finished with a tracking number to secure the payment is accepted in a timely manner. Keep in mind that we are a performance-based agency.

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